Save Money On Your Student Loans With An Income Share Agreement

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Save Money On Your Student Loans With An Income Share Agreement

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Basic Features Of An Income Share Agreement (ISA)

Using an ISA gives you funding to pay off your existing student loans. An ISA is not a loan or a form of debt. So, you won’t have to worry about constantly compounding interest.

In exchange for funding, you pay a percent of your future income for a limited period of time.

If your income falls below a certain threshold, your payments will be paused. And if your income exceeds a certain threshold, there’s a maximum cap on how much you’ll pay.

Your payments end when you’ve made the required number of payments based on your income or when you’ve met the maximum cap in the ISA. Unlike some government student loan options (IBR, REPAYE, etc.), there’s no looming tax burden at the end of an ISA.

Overall, an ISA can give you a safer and more affordable alternative to replace your old student loans. You can avoid constantly compounding interest while having flexible payments that match changes in your income.

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How To Refinance Your Student Loans With An ISA

Step 1: Learn more about ISAs to see if one might be right for you. You can fill out our application or contact us directly to start.

Step 2: We’ll have a conversation with you and some potential investors to see if we can match you with the right investor to fund your ISA.

Step 3: Once we have a match and you accept your ISA funding offer, we’ll finalize the paperwork.

Step 4: You’ll get the funds to pay off your old student loans.

Step 5: You’ll contribute a percentage of your income for a limited period of time. If your income goes down, your payments go down too. During this time, you won’t have to worry about constantly compounding interest or making your payments if your income drops below a certain level.

Step 6: Relax! At the end of your ISA, you’re all done and have no further obligations. Unlike some government student loan options (IBR, REPAYE, etc.), you will not face a looming tax burden at the end of an ISA.

Get Started To Learn Whether An ISA Can Help You With Your Student Loans

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